Reader’s Question:

I just can’t quit! Would insurance companies here in Houston Texas TX still be willing to provide me coverage under this condition?

Kathleen

Houston Texas TX

Don’t you fret, Kathleen. Securing life insurance is easier now than it has ever been for smokers! The National Center for Health Statistics here in the US conducted a survey which found that in 2006, more than one-fifth of all adults (people aged 18 and above) in the US were smokers. Such a huge percentage of the population certainly cannot be left uninsured forever. Recognition of this fact may have been one of the reasons why insurers in the US, including Houston Texas TX now offer smoker life insurance.

Let’s face it – smoking does endanger your health. Smoker life insurance also recognizes this fact and is crafted specifically to encourage you to quit. Don’t take me wrong, you still are provided life insurance coverage even if you can’t quit, but they do offer discounts if you quit. If this is something that you may be interested in, I suggest you do some shopping first – enter your zip code in the online forms and get free quotes for smoker life insurance in Houston Texas TX. Get as many quotes as you can since they’re free anyway, and then try to compare the extent of coverage vis – a –vis the cost to get the best value for your money.